why do you want a CSP??? what are the reasons if you dont mind me asking??? seems like you wouldnt be able to hit the rewards if you did get approved
(im assuming cause you had to take a loan to pay off another cc bill, and you only get rewards if your account is in good standing)
@creditwatcher2012 wrote:
No over the limit fees and I just really wanted a CSP? Then I would be off to garden,
@creditwatcher2012 wrote:
No over the limit fees and I just really wanted a CSP? Then I would be off to garden,
This forum at times does a disservice to some of it's members: I'm probably lucky I didn't see the full stream of CSP approvals even if I have a very good reason not to apply (no need to shoot myself in the foot regarding my mortage dreams).
I can't mandate how you should approach this, but if you're finding it difficult to restrain yourself seeing approvals, try the Garden thread, or if that doesn't help, consider simply kicking the forum to the curb.
There's a lot of good information on this site, and quite a bit on the credit cards board as well, but the approval threads have to be ruthlessly ignored sometimes: come up with a plan to acquire the CSP and other goal cards; we'll gladly help you with that and it sounds like there's been some good advice given previously (it's simply not going to happen right now) and hold yourself to it and don't get distracted by the other members, even if you feel your report is absolutely as good as theirs.
The "if they can get approved, I can get approved too!" mindset is a receipe for certain disaster on this forum when it comes to one's credit report, and it's a story which has played out here over and over in the past two years (roughly) that I've been a member here.
Take a deep breath, log off the forum for a bit, and come back to planning later, but this thread isn't healthy though it hasn't completely devolved yet.
This forum is obsessed with CSP!
Yikes at thinking you might get approved with being over the limit on the same bank. Sorry don't mean to keep hammering the nail on the head, but sheesh you must want that card badly! Be patient! 
Good luck and I wish you nothing but strength and courage to be patient to be able to succeed with your credit!
Good luck and I wish you nothing but strength and courage to be patient to be able to succeed with your credit!
