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Chip & pin sounds a lot easier! Walmart has to be inserted correctly or it will not read. This one is the PITB.
@Anonymous wrote:
yeah but i am just saying that since it still has a swipe i don't mind using it lol. i do know the added security as i have done extensive research but i just found it weird. that's all
There is almost no added security for ANYONE if merchants do not force the chip to be read, as fraudsters can just use their freshly skimmed magnetic stripes. Chip-read enforcement is one of the most critical security functions, far from 'weird' at all. I'm glad it sounds like Walmart is starting to enforce it!
@Anonymous wrote:
lol well after the first item is rung up you can swipe any time after that. can you do that with the chip?
It depends on the terminal, some you can't insert until the transaction is totalled, others (like Walmart) you can. Of course, the transaction must be complete before you remove it.
ive only used the chip and signature feature in mexico.
@jm1991 wrote:ive only used the chip and signature feature in mexico.
It's starting to grow in the US, and it should spread quite rapidly in the coming four months.