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walmart synchrony credit limit dropped (my credit has improved)

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Meanmchine
Super Contributor

Re: walmart synchrony credit limit dropped (my credit has improved)


@Anonymous wrote:
Betcha Synch took some from Wally for your Lowe's CLI

I dont believe Synchrony does that

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>3/2025 All 3 reports 845 - 850(F8) F9s = 835ish but my app finger is still twitching
Message 11 of 14
Anonymous
Not applicable

Re: walmart synchrony credit limit dropped (my credit has improved)

I wish I could merge a few into my amazon card. I'll probably close a couple soon. I'm waiting to see what the walmart one does at capital one. I wouldn't mind merging it into my savor.

Message 12 of 14
AverageJoesCredit
Legendary Contributor

Re: walmart synchrony credit limit dropped (my credit has improved)

Unfortunately, neither would happen but at least with Smazon, you will eventually get moreSmiley Happy
Message 13 of 14
zerofire
Valued Contributor

Re: walmart synchrony credit limit dropped (my credit has improved)


@Anonymous wrote:

Through recent CLI's synchrony in the past 30 days have given me large CLI's on almost all of the cards I have with them. Lowes went to $35k and my utilization is sub 10%.

 

I logged into my walmart one to find a very odd number 1256 as my limit. Just a week or so earlier it was $6k. I knew I'd be due for that bumping up soon as most of my cards are past $10k. I have $28k with discover and 19k for a capital one.

 

Anybody else seeing the walmart card drop as we're getting ready for the capital one migration? I also have not used my walmart card in at least a few months. The card sucks. After noticing the odd number I put in a CLI request and it went straight to $3500. 

 

Anybody else seeing weird things happening?


I had something similar happen. The reason was due to internal review. I had not used my card for quite the time so the computer did an auto CLD. It is obvious that a computer at Synchrony Bank did it because of the weird limit.

TU:816 12/19/24 Bank of America--EX: 809 01/03/25 Experian--EQ:836 01/06/25 myFICO--Gardening since N/A
Active:
Bank of America (Unlimited Cash Rewards WMC, Customized Cash Rewards WMC, Customized Cash Rewards VSC), Capital One Savor WEMC, Chase (Amazon Prime VSC, Freedom Flex WEMC [x2], Freedom Unlimited VC), Citi (Custom Cash WEMC, Dividend MC), Citizens GreenSense WMC, Curve WEMC(Suspended), Discover It C, FNBO Ducks Unlimited VSC, GBank VSC, PenFed (Platinum Rewards VSC, Pathfinder Rewards VSC), Santander Ultimate Cash Back WMC, Synchrony PayPal Cashback WMC, UMB Simply Rewards VC[Milford Federal], US Bank (Altitude Go VSC, Cash+ VSC [x2], Pick n Save/Metro Market WEMC)
Wishlist: AAA Daily Advantage, AOD Signature, Bellco Colorado Rewards, Nusenda Platinum Cash Rewards, PCMCU Platinum Rewards, Redstone FCU Signature
Message 14 of 14
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