what card to get next? and when to do it

[Anonymous]

looking for advice on a card that may be useful to add to my arsenal that i can be approved for, or advice on a card i may need but need work to get

current cards i have now.

bce $2000 limit since october 2013

amex green since late august 2013

capital one quicksilver since july 2013, started at $500 now $750

discover it since october 2013 started at $500 now $1500

EDIT citi accepted me for 3000 today.

now when the hell will chase gimme a chance.

what could be added and what do i need to get there.. im showing scores of 730 and 740currently.

relevant history of revolving credit since june of 2013

student loans since 2007.

thanks for the help.

[brianjb]

Maybe a Chase card.  Have you done the  3x CLI on your BCE?  You've had it long enough

[Luscher]

Chase Freedom maybe?

[chwebb1]

I'd go for the Citi Dividend next. I find that the 5% categories don't overlap with Discover. When I had the Chase Freedom, I found that it frequently overlapped with my Discover, and I much preferred Discover's customer service. Whatever card you decide to go for, I'd wait at least 3 more months.

EDIT: What are you looking for in a card, ie low interest rate, rewards, etc?

[Anonymous]

chase im pretty sure will deny me. as they have 2 months ago. so maybe 3 more months will suffice.

i tried the bce 3x they denied me. instead i got a 3x cli on my discover =)

i dont know if its a bad idea to try chase again. and citi hmmmm they did approve me.

[chwebb1]

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@Anonymous wrote:

chase im pretty sure will deny me. as they have 2 months ago. so maybe 3 more months will suffice.

i tried the bce 3x they denied me. instead i got a 3x cli on my discover =)

i dont know if its a bad idea to try chase again. and citi hmmmm they did approve me.

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I find it odd that you were declined for Chase but approved for AMEX. Do you have any baddies? How many inquiries do you have? What is your AAoA?

[Anonymous]

no baddies. i ran a lot of money through my green card and was a member for 2 months with amex before being approved for bce

my aaoa is around 3 years but thats with student loans. without my credit history is since mid june of 2013.

also i have 3 inqueiries currently. due to a hp from discover the other day for the 3x cli.

is two months too soon to try again? or shall i wait more.

[Themanwhocan]

Sallie Mae World Mastercard.

Bank of America Better balance rewards.

Fidelity Investment Rewards Amex

[Anonymous]

id rather not give sallie mae any more business.

[chwebb1]

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@Anonymous wrote:

id rather not give sallie mae any more business.

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It's actually Barclays. And with an AAoA of 3 years and no baddies, I'm surprised Chase didn't approve you. What card did you app for?