cancel
Showing results for 
Search instead for 
Did you mean: 

what is up with TU?

tag
Cali_Credit
Frequent Contributor

what is up with TU?

They take the longest to update any accounts! Its like a mission to get things corrected with them! Why are they still in business urrrrr!
Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $20,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $18,900 | WalMart $10,000 | Paypal MC $15,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC $34,500 | J C Penny $5000 | Target $2000 13 Personal & 2 Business CreditCards
Message 1 of 7
6 REPLIES 6
thelethargicage
Valued Contributor

Re: what is up with TU?


@IECredit wrote:
They take the longest to update any accounts! Its like a mission to get things corrected with them! Why are they still in business urrrrr!

The crappiest of the 3 CRAs, IMO.


Message 2 of 7
09Lexie
Moderator Emerita

Re: what is up with TU?

Message 3 of 7
Anonymous
Not applicable

Re: what is up with TU?

+1......lol
Message 4 of 7
Anonymous
Not applicable

Re: what is up with TU?

Yep. 3 months after the other bureaus removed inaccuracies, TU was still hanging on. 2 months after the actual information was removed, the amount of the debt was still showing as a ghostly remnant.
Message 5 of 7
gmason
Contributor

Re: what is up with TU?

I hate to dispute balances, but I went ahead and disputed 2 balances on my TU report that were up to date on EX and EQ but not TU. Within 3 business days, TU updated the balances and backdated the update. It's as if they had received the data from USBank, but just didn't bother to update until I disputed.

 

In general, it seems like a bad idea to dispute balances, but this took me from over 90% utilization on that card down to < 50%.

Message 6 of 7
Anonymous
Not applicable

Re: what is up with TU?

TU was to last to update the fact that my student loan is now reporting, too. EQ and EX updated 2 days ago, but TU didn't update until this morning. It's interesting that they run a bit behind than the others.

Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.