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what is up with TU?

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Cali_Credit
Frequent Contributor

what is up with TU?

They take the longest to update any accounts! Its like a mission to get things corrected with them! Why are they still in business urrrrr!
Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $20,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $18,900 | WalMart $10,000 | Paypal MC $15,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC $34,500 | J C Penny $5000 | Target $2000 13 Personal & 2 Business CreditCards
Message 1 of 7
6 REPLIES 6
thelethargicage
Valued Contributor

Re: what is up with TU?


@IECredit wrote:
They take the longest to update any accounts! Its like a mission to get things corrected with them! Why are they still in business urrrrr!

The crappiest of the 3 CRAs, IMO.


Message 2 of 7
09Lexie
Moderator Emerita

Re: what is up with TU?

Message 3 of 7
enharu
Super Contributor

Re: what is up with TU?

+1......lol
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 4 of 7
Anonymous
Not applicable

Re: what is up with TU?

Yep. 3 months after the other bureaus removed inaccuracies, TU was still hanging on. 2 months after the actual information was removed, the amount of the debt was still showing as a ghostly remnant.
Message 5 of 7
gmason
Contributor

Re: what is up with TU?

I hate to dispute balances, but I went ahead and disputed 2 balances on my TU report that were up to date on EX and EQ but not TU. Within 3 business days, TU updated the balances and backdated the update. It's as if they had received the data from USBank, but just didn't bother to update until I disputed.

 

In general, it seems like a bad idea to dispute balances, but this took me from over 90% utilization on that card down to < 50%.

Message 6 of 7
Anonymous
Not applicable

Re: what is up with TU?

TU was to last to update the fact that my student loan is now reporting, too. EQ and EX updated 2 days ago, but TU didn't update until this morning. It's interesting that they run a bit behind than the others.

Message 7 of 7
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