will anyone approve 620,616,621 credit scores for a credit card ?!!

[Anonymous]

You're trying to avoid spending real money from your account. So why even bother with secured credit which requires you to deposit money into there?

[Anonymous]

She would be happy with a ring from a gum ball machine . I think she deserves more than that and I could easily afford payments or a card that doesn't charge interest for 12 months that I could pay in full. I know it's not the size of the ring or any of that that matters , I just want to get a ring I think a girl like her deserves

[Anonymous]

Myfico.... No it's my card

[Anonymous]

The nfcu card is mine and the scores are from myfico

[bourgogne]

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@Anonymous wrote:
The nfcu card is mine and the scores are from myfico

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thank you, what is holding your scores down?  what is your AAOA?  the problem is there is much more than just scores - I got a cap1 for $ 300 and I was in my 500s but had 7 car leases for 75K+ each with perfect payments

[Anonymous]

Don't skimp on a ring.  Get the one you want to get her.  She's worth it.

[Anonymous]

I have 3 collections from utility bills from 2011 and 2012 for about 700$ all together

[Anonymous]

Active collections will hinder getting cards.

[Anonymous]

The thing is I have the money to pay them but I'm afraid it will damage my score if I do with them being so old

[bourgogne]

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@Anonymous wrote:
The thing is I have the money to pay them but I'm afraid it will damage my score if I do with them being so old

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have you contacted each one and see if they will do a pfd?