-18 because of re-bucketing! well apparently this bucket likes discover +22 alert today!

[Anonymous]

The good thing about rebucketing is, as you found out, you usually enjoy a faster rate of score improvement afterwards.

[GFer]

Eventually, as in...?

Three months? A year?

[haulingthescoreup]

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@Anonymous wrote:

alert said two things aren't hurting as much anymore, balances owed and seeking credit. the alert was triggered by discover showing up and victoria's secret reporting use w/o a balance.

i sure would like to know how the seeking credit can hurt me as much today, none of the eq inq's were scheduled to fall off?

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I've grown really skeptical of the possible reasons on the alerts.

But the negative comments on the actual reports, that's a different story. Another member posted recently that the "seeking credit" negative comment stopped showing before the 12 months were up --interesting! Because we've been told that inqs do hurt the same amount for a year, no fade. Maybe because no new ones have appeared in the interim?

[Anonymous]

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haulingthescoreup wrote:

 

I've grown really skeptical of the possible reasons on the alerts.

Another member posted recently that the "seeking credit" negative comment stopped showing before the 12 months were up --interesting! Because we've been told that inqs do hurt the same amount for a year, no fade. Maybe because no new ones have appeared in the interim?

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i hear conflicting thoughts as well. part of the ufo type dis-information campaign to keep fico scoring top secret i suppose.