33 point drop in Equifax FICO score!!

[radguy]

In less than 2 months my score has dropped 33 points, from 652 to 619. Comparing the reports, I see no reason, in fact the latest report pulled yesterday, shows lower balances on my existing open accounts. Why is this? Does anyone know if the formula for calculating scores has changed? Appreciate any comments.

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[haulingthescoreup]

Hi, welcome to the forums!

Check for any difference in the age of your oldest account and the AAoA (average age of accounts.)

If you have reports for both scores, go through with a yellow highlighter, comparing account with account.

Also, are these FICO scores? Are they EQ or TU? (You can't buy a FICO EX any more.)