6.99% offer checks from Firstbankcard. How often can you get these?

[BM3]

This is a pretty incredible deal on BT from firstbankcard, 1% fee and 6.99% for life.  My question is does anyone know if you could manually request these at some point later after getting these, or do they send these out a couple of times per year?

I'd go 0% for 9 months somewhere else then hop to these if it's still available then. If not I'd rather do this now.

[Anonymous]

You used to be able to call them by phone and have them look up offers?

[FinStar]

They offer a variety of BT promos from as low as 1.99% for the life of the balance. The offers are internally driven depending on your profile with FNBO.

If there are any special offers on your account you can always contact them to see what is available.

[BM3]

Do you think I could call them in a year and they'll have a BT offer, or is this kind of system driven thing to do once/early on with them?

[gdale6]

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@BM3 wrote:

Do you think I could call them in a year and they'll have a BT offer, or is this kind of system driven thing to do once/early on with them?

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I have never called about a BT offer and no its not a one and off. I took a 5.99 fixed for life in Aug 2016 and have been paying it off, as soon as my balance fell below 3.5K I started getting 6.99%, no BT fee for life of loan. I originally took the account to 50% of its CL with that 5.99% offer, never received any AA from them as I paid it off 100 bucks a month + interest, got several auto CLIs along the way too. I have never used this Amex which was originally a Discover to make a purchase have had it strictly for BTs. I also have another account with FNBO and have received a different offer on it but I have no intention of accepting that one.

[Anonymous]

Does anybody have more info on these promotions?

I have had a First Bank Card MasterCard (Rakuten) for years and enjoyed Rakuten SuperPoints to get free/discounted items.

Randomly they severed their partnership and now it's called the FirstBankCard Platinum MasterCard (I guess like their Platinum Visa product).

Anyway, I was emailed an offer for BT with no fee & 6.99% APR for the life of the debt.

I transferred a bunch of my debt from some other cards that were charging too much interest even for small amounts like $300-$400. (Technically one's interest wasn't high but it seemed once the interest + 2 monthly charges using the card resulted in very little of the balance lowering after payments).

My question is, even though right now, I only have like $400 left of BT Funds (it won't let me do the entire card), I assume from the reply above that it's likely they will offer me a similar offer in the future once I get some more paid down and if I ever need to transfer some more?