So according to CK and CS, 6 inqs are gone, including my recent mortgage inq from back in March. None are two years old yet so I am baffled to as why they would fall off the report?
I know you can technically bump inqs off if you have enough soft pulls done, but I haven't done anymore myself other than my usual weekly CK and occasional CS check. The only other thing I can think of is my 5 years of opt-out of credit card offers has recently expired and banks have soft pulled a bunch. Anyone have any idea to what could make all of them fall off at once? Other than paying and checking a real report to see if they are gone too, I can only speculate and I can't see both CK & CS as reporting them gone from multiple beaurus if they really were not. I guess it could be an error or something but I just haven't had it happen before where something caused any hard inq to fall off early, let alone one that isn't even 3 months old.
Inquiries are a lot like my ex. I paid the price for them, I did my time. Just when I think they are gone, they come back.
@MyLoFICO wrote:Inquiries are a lot like my ex. I paid the price for them, I did my time. Just when I think they are gone, they come back.
I'll take an inquiry coming back over the Ex coming back. An inquiry coming back might cost me a few points, but the Ex coming back is going to cost me some serious cold hard cash! :-)
Glitch. They'll come back.
I've seen a lot of references to this being a TU "glitch". I am thinking that this may be more along the lines that they are currently upgrading their computer and/or software, following all the "bumping" that was going on (promoted on another forum).
I had one inquiry from CapOne's motto of "we pull everyone and proud of it", which I am sure will return shortly. Thankfully that's my only one.
I had one inquiry from CapOne's motto of "we pull everyone and proud of it", which I am sure will return shortly. Thankfully that's my only one.