637 avg Fico any ccc working with this #

[Eric958]

Thanks Guys for responding, Guess I'll work on getting the co's deleted if ossible

[Eric958]

HSBC pulled EX 673,1paid judgment 1paid co, 1 unpaid co in dispute. Offered me a $300 Gold card! I thought a 673 would bring a better offer. is this their usual offer?

[Tuscani]

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Eric958 wrote:
HSBC pulled EX 673,1paid judgment 1paid co, 1 unpaid co in dispute. Offered me a $300 Gold card! I thought a 673 would bring a better offer. is this their usual offer?

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That's pretty standard for their sub-prime cards.

[Anonymous]

It's a start, $300 is good, it will increase soon, just pay on time! It's still a victory!

[Anonymous]

Guys,
Just got approved for AMEX One. GOt rejectd the first time and then applied again because my EX score had gone up by 60+ points.

EX - 656
TU - 628
EQ - 559

[Anonymous]

I tried Discover card lol. they sent me email to call them and verify some info so i called gave info they came back with i'm sorry we cannot approve you for Discover card BUT! you were approved for our Direct Rewards card ..... 2.9% for 6 months then 19.9 after. Should of waited and applied after EX score went up, they pulled EX report.

[Anonymous]

What do u think the EX score should be for a Discover card. ?Heard they are very tough when it comes to bad credit..

I have a discover card which is currently reported as "paid or paying agreed". but the acct is closed. Do u think I should go ahead and apply for one

[Anonymous]

My EX Fico score is 660 but you have to consider that they are basing their decision not only by the score but what is in your credit file on my EX report i have one CO and one collection currently in dispute. I'm not really sure of what there criteria is for acceptance I should of asked them when i had them on the phone earlier.