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ALERT: Comenity - HP for CLI (IKEA Projekt Card)

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AlanGJP
Established Contributor

ALERT: Comenity - HP for CLI (IKEA Projekt Card)

I'm not sure if this is a change that happened recently or what, but Comenity just did a EQ HP a day after approving me for a CLI. ($24K -> $27K) 17 hours after approval.

 

I've requested (and been approved) quite a few times before now. I guess this is a heads up for those of you that are considering a CLI. I'm going to be laying off requesting from here on out. These cards are NOT worth a HP to me.

 

I'm not sure if this was due to the amount, or if this is now standard. Anyone else want to waste a HP to find out? Smiley Wink

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Last Updated: 2023/11/09
Message 1 of 9
8 REPLIES 8
AlanGJP
Established Contributor

Re: ALERT: Comenity - HP for CLI (IKEA Projekt Card)

Before today, ALL Comenity CLI requests have been SPs for me. Smiley Sad

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Last Updated: 2023/11/09
Message 2 of 9
CYBERSAM
Senior Contributor

Re: ALERT: Comenity - HP for CLI (IKEA Projekt Card)

Smiley Sad unfortunately as of this week there has been some reports of HP for CLI with them! I think its a bad move given they have so many store cards! Hopefully we can find a work around...







                
Message 3 of 9
AlanGJP
Established Contributor

Re: ALERT: Comenity - HP for CLI (IKEA Projekt Card)

Yeah... I'm not doing CLIs with them until I reach my card goals and close on a home next year. (Chase / Citi) I absolutely wouldn't have done a CLI yesterday had I known.

 

I guess chalk that up to my own stupidity in not checking here first. I wish they'd have some wording letting me know before hand. :/ Oh well.

 

At least it hit EQ and not EX... Still sucks.

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Last Updated: 2023/11/09
Message 4 of 9
SweetCreditObsession
Valued Contributor

Re: ALERT: Comenity - HP for CLI (IKEA Projekt Card)

@AlanGJP, I had not heard of this but appreciate you giving a heads up. I'm sorry about the unexpected HP and offer my best wishes on the house!



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Message 5 of 9
AlanGJP
Established Contributor

Re: ALERT: Comenity - HP for CLI (IKEA Projekt Card)


@SweetCreditObsession wrote:

@AlanGJP, I had not heard of this but appreciate you giving a heads up. I'm sorry about the unexpected HP and offer my best wishes on the house!


I hadn't either. I'll be checking before requesting from now on.

 

House is still about a year off, but thank you. (Waiting on prices to ease up a bit)

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Last Updated: 2023/11/09
Message 6 of 9
M_Smart007
Legendary Contributor

Re: ALERT: Comenity - HP for CLI (IKEA Projekt Card)

@AlanGJP, Not exactly your card, but a DP on Comenity HP

Message 7 of 9
AlanGJP
Established Contributor

Re: ALERT: Comenity - HP for CLI (IKEA Projekt Card)


@M_Smart007 wrote:

@AlanGJP, Not exactly your card, but a DP on Comenity HP


That would have been great if I'd seen it yesterday Smiley Wink. So another DP... I did a CLI on Good Sam (DW too - no HP) last week and received a SP... So apparently it's not for all cards. Might be some upper limit that triggers it?

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Last Updated: 2023/11/09
Message 8 of 9
OmarGB9
Community Leader
Super Contributor

Re: ALERT: Comenity - HP for CLI (IKEA Projekt Card)

Yes, it seems Comenity may be starting to HP for CLIs, though there's been mixed results with that. Some have reported HPs, while others have said it was only SP. No clear pattern yet.


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Message 9 of 9
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