Mod, if this is not the correct place to put, sorry.....I just got an alert from myFICO about an inquiry made from 6-27-16 on TU from a Superior Rental Purchase in Pleasanton, TX . I have never heard of this company and I don't rent anything and I live in Florida. I called their number and they stated that they are trying to figure out what is going on and they are getting a lot of calls about it. She logged my name and phone # and said that someone would call me back. I immediately disputed with TU and I just wanted to make everyone aware. Watch your reports!!
I was approved for a home depot card last week and I applied for a cli where they had to do another hard pull but both of those inquiries have already shown up.
Not sure what is going on but it makes me kind of nervous because I have heard horror stories about how hard it is to dispute fraud even if you have proof and I have worked too hard on my credit to have it messed up by someone who wants to cheat the system! If that is what is going on.
You're telling me! I am very angry because I am preparing to pull the trigger on a home loan so these fraud alerts are going to delay that as it is
I am trying to stay positive and look on the bright side that at least we caught it. From what this rental company told me, no account from them will pop up because they simply don't extend credit or pull credit. So it is all very bizarre.
Well I am going to be working VERY hard to find out what is going on and to get this inquiry off of my report. I have been doing enough damage on my own with inquiries! I don't need anyone to help me make it worse in that dept! I think I am going to call Home Depot right now. Will keep you informed.