AMEX

[pizzadude]

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@Repo-ed wrote:

I have 2 baddies, 1 being a repo that's a CO from 07, and my amex paid collection.  I can't get approved for any prime-secured cards.  I've tried.  In fact, I've tried 13 times over the last 2 years, according to EQ.

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Do you have any open CCs now ?  Is there a local CU that you could start with to open a secured card ?   Also, I think there is a secured card that you can get without a hard pull, I'd have to do a search for the name of the bank....

[LS2982]

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@pizzadude wrote:
AMEX is one of the better CCs in terms of goodwill ~ they will almost always delete negative TLs once you have paid them. Same goes for re~applying for new cards, if you have PIF the you shouldn't be blacklisted. They may deny you for other reasons, but generally they only seem to blacklist when you owe them $$$$.

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+1

[Anonymous]

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@Repo-ed wrote:

I have 2 baddies, 1 being a repo that's a CO from 07, and my amex paid collection.  I can't get approved for any prime-secured cards.  I've tried.  In fact, I've tried 13 times over the last 2 years, according to EQ.

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What CCs have you been able to get? Have you tried a local credit union to see whether they will issue you a secured or un-secured CC?

FYI -- You might get more responses in the Credit Card or Rebuilding Your Credit forums.