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ARS , IC Systems collections

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Deetheman
Member

ARS , IC Systems collections

(September, 2022) Just giving an update to anyone with ARS or ic systems collections, that they will negotiate, delete items off credit report, and agree for deletion in writing. It only took my collections about 2 weeks to disappear. I only had 2 collections, first one dropped off I gained about 40 points, last one dropped off I gained 73 points, putting me at 751 Experian. 

6 REPLIES 6
Anonymous
Not applicable

Re: ARS , IC Systems collections

Good information to know! Smiley Happy
Message 2 of 7
OmarGB9
Community Leader
Super Contributor

Re: ARS , IC Systems collections

Thanks for the DP!


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 3 of 7
FireMedic1
Community Leader
Mega Contributor

Re: ARS , IC Systems collections

Congrats!


Message 4 of 7
SouthJamaica
Mega Contributor

Re: ARS , IC Systems collections


@Deetheman wrote:

(September, 2022) Just giving an update to anyone with ARS or ic systems collections, that they will negotiate, delete items off credit report, and agree for deletion in writing. It only took my collections about 2 weeks to disappear. I only had 2 collections, first one dropped off I gained about 40 points, last one dropped off I gained 73 points, putting me at 751 Experian. 


Awesome. Congratulations, and thanks for sharing helpful info.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 5 of 7
OmarGB9
Community Leader
Super Contributor

Re: ARS , IC Systems collections

@Remedios maybe the "CAs who PFD" thread could be updated?


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 6 of 7
Househunter121
Established Member

Re: ARS , IC Systems collections

Did you communicate by email, text phone, snail mail?

 

Message 7 of 7
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