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AU on CC Question

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Anonymous
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AU on CC Question

My daughter has offered to add me as an AU to 2 of her CC's, One is 5 yrs old the other is 4 yrs, my question is both the cards I paid to a 0 balance this week before we thought about doing this. Would the cards have to have a balance in order to help me ? I'm actually just wanting something to report on my EQ and EX reports because all my loans report on TU, but because she is trying to get a mortgage I do not want her to charge on the cards if she doesn't have to. Wat do you think ? Help me or not ?
 
 
 
 
 
 
TU - 658   EQ - 663   EX - NA
 
Message 1 of 3
2 REPLIES 2
Anonymous
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Re: AU on CC Question

It should help you until FICO 08 takes over and AU are no longer figured into the scoring.
Message 2 of 3
Anonymous
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Re: AU on CC Question

It will help you as long as there are no baddies on it. It will have not hurt her!!  At times it takes 30-90 days to start reporting on your CR
Message 3 of 3
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