I signed up DH & I for CreditSecure on Amex last week. I was hoping to start using the ability to pull daily credit reports, but it wouldn't allow me to do that because I'm still in the 30-day review period.
I called and asked a CSR about it. I asked if I could skip the 30-day review period and just start paying. She laughed and said unfortunately NOT. There's nothing I can do except wait the ENTIRE 30 days before I can get updated reports. But she did make sure to tell me that AFTER the 30-day review period, I can pull the reports as often as I like.
Crud. 18 days to go for DH. Even longer for me since I didn't sign myself up right away. 
Is it July 15 yet?
@Anonymous wrote:I signed up DH & I for CreditSecure on Amex last week. I was hoping to start using the ability to pull daily credit reports, but it wouldn't allow me to do that because I'm still in the 30-day review period.I called and asked a CSR about it. I asked if I could skip the 30-day review period and just start paying. She laughed and said unfortunately NOT. There's nothing I can do except wait the ENTIRE 30 days before I can get updated reports. But she did make sure to tell me that AFTER the 30-day review period, I can pull the reports as often as I like.Crud. 18 days to go for DH. Even longer for me since I didn't sign myself up right away.Is it July 15 yet?
Why not signup for TrueCredit? It is what the majority of the members here use. You can start updating from day one.
I cancelled CreditSecure about the 2nd week of my 30 day free trial. Even then, the cancellation didn't take effect until after the 30 day trial period officially ended.
Phoenix-rising wrote:
I signed up DH & I for CreditSecure on Amex last week. I was hoping to start using the ability to pull daily credit reports, but it wouldn't allow me to do that because I'm still in the 30-day review period.I called and asked a CSR about it. I asked if I could skip the 30-day review period and just start paying. She laughed and said unfortunately NOT. There's nothing I can do except wait the ENTIRE 30 days before I can get updated reports. But she did make sure to tell me that AFTER the 30-day review period, I can pull the reports as often as I like.Crud. 18 days to go for DH. Even longer for me since I didn't sign myself up right away.Is it July 15 yet?
Phoenix-rising wrote:I signed up DH & I for CreditSecure on Amex last week. I was hoping to start using the ability to pull daily credit reports, but it wouldn't allow me to do that because I'm still in the 30-day review period.I called and asked a CSR about it. I asked if I could skip the 30-day review period and just start paying. She laughed and said unfortunately NOT. There's nothing I can do except wait the ENTIRE 30 days before I can get updated reports. But she did make sure to tell me that AFTER the 30-day review period, I can pull the reports as often as I like.Crud. 18 days to go for DH. Even longer for me since I didn't sign myself up right away.Is it July 15 yet?
You also can 'cheat' the system somewhat on CS with your EX report by clicking the 'Dispute' link - that takes you to your full, current EX report. No updated score, of course, but you can see what's posted and check for anything fishy turning up on your EX report.
I did that a few times during my 30-day trial period. I was hesitant to do it TOO often in case doing so earned me some kind of red flag with CS or a fraud alert with EX, but if you're really wanting to check for stuff that's posted, that's an option.
Hope this helps.
