I have an charge off for Amercian General in for about $5,500. I sent them a letter asking for a payment plan be set up and once the account is paid in full the negative information be removed from my credit report. They responded via letter saying a payment plan has been set up and an envelope was enclosed to mail the payment. No where in thier response does it mention removing the negative information from my credit report or changing the charge off status, it just mentions they payment plan.
My question is should I send in the payment with a letter stating that is the check is cashed they agree to my stipulations? Any suggestions?
