@Remi1 wrote:
Not an experience with Amex, but a similar one. With one of my cards, my husband is an AU and it only shows up on 2 out of his 3 reports. We're not sure why, and it's kind of strange, but it hasn't been anything we've felt like contacting the lender about. I think, and now this is just my speculation, that perhaps it has to do with being AU vs. cardholder and they don't feel super obliged to be as on top of reporting it to all 3 as they do with the actual cardholder.
Maybe someone else can chime in with more knowledge on why some AU accounts don't end up being reported on all 3 bureaus?
Not all cards report to all 3 but you're probably right in that they don't report to all 3 for AUs depeding on the card issuer. Mine is a bit strange as its on my actual TU report but it doesn't show up when pulled through MyFico, CK, WalletHub, or any other 3rd party credit report tools.
