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Niki9 wrote:Has anyone applied for this card? it is on myfico as a good card for people with fair credit (whatever that is). It has no fees and 0% intro for 1 year and 4.99% balance transfer until paid off. It sounds like a good deal but I am not sure my credit is up to par for AMEX
Thats not right! Clear is not easy to get. What are your three FICO scores?
Niki9 wrote:Has anyone applied for this card? it is on myfico as a good card for people with fair credit (whatever that is). It has no fees and 0% intro for 1 year and 4.99% balance transfer until paid off. It sounds like a good deal but I am not sure my credit is up to par for AMEX
Niki9 wrote:As of 5/25 the 3 wereEX 662EQ 645TU 6522 problems:1 is an error that reported after I pulled the 3 reports on 5/25. My mortage comp reported my 30 days late and that dropped my EQ to 583. This is an error and I disputed it a couple of days ago.the other is a BK from 12/97. I heard that Amex does not like BK.
It's irritating, I know. Just like the scores and remarks on your CRs at TC (truecredit) and myfico's score simulator, so is the credit card query. Amex Clear is not a CC for those with fair credit. You need very good credit for approval.
Niki9 wrote:Then why do think myfico would list it for people with fair credit. I thought 700 would be good credit.