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So this is a first and its not a huge deal just wanted to see if anyone else has ran into this. My Amex fico 8 is usually spot on with myfico and experian fico 8 but when I logged in to Amex today I noticed there was a new pull dated 10.2.19 which showed a 781. Thinking I was crazy I went back and looked at my fico and experian for 10.2.19 and noticed they were both still at 732. I get free daily reports for experian so I refreshed it and its still 732. Nothing has happened to create a 49pt jump no collections or late payments aging. I did notice Amex updated on 2nd but it usually pulls on 15th and 25th of the month because I have 2 cards with them and each time a statement closes I get a fresh score. Sorry for the rant just wanted to see if anyone else has noticed any issues with Amex fico 8 vs others recently. FYI I did verify Amex was stating Fico 8 and not their vantage score
bump
Is it possible they are using Bankcard Fico 8?
Or perhaps Fico 9 but have not updated the web app correctly?
Does MyFico show any scoring model other than Fico8 that are closer to this number?
Just guessing...
I have the same problem. CCT Ex reports to be 699 from like last 6 days
MyFico shows 672. I will probably cancel once finished with my autoloan.