AnnualCreditReport.com : Equifax app??

[DoppelgangerD]

I wanted to look at recent soft inquiries on my Equifax report, so I went to AnnualCreditReport.com to do that.

While I was in the process of entering the info (I forget exactly which page, sorry), there was a banner at the top of the page which I believe was to 'install' an Equifax app (??).

I thought to myself, "I didn't know there was an Equifax app", but I was in a bit of a hurry and quickly just proceeded without paying much attention.

Later I went to the Play Store to find the app and as I previously knew, there is no Equifax app there.

So if there is no EQ app, then what the heck did I see on the ACR website??

I just remember it being a big red banner at the top of the page, it said Equifax on it, and there was a spot that read "INSTALL".

I do use the Experian app all the time, and the Transunion app is crappola, so I usually access the EQ and TU reports through their respective webpages via Chrome.

PS.

Anyone with Citi account actually get an update on their FICO score since April?

That's what I was trying to check on in the first place.

My BK7 finally came off my EQ report well over a month ago, but Citi won't give me a credit limit increase for the last 2 years citing the BK on my reports. They also won't do a fresh soft pull, but instead rely on the current report on file, which is still from April.

Now it looks like they won't even update it this month?

So frustrating 😠...

[DoppelgangerD]

After some Googling...

It seems that EQ has their "Lock & Alert" which I think may be for paid services, but even if not, it doesn't give access to credit reports, and has horrible ratings for being buggy 

They also used to have a "MyEquifax" app several years ago, but after a major data breach, they shut the app down and never brought it back.

Maybe the banner was for the Lock & Alert app. 🤷

[FlaDude]

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@DoppelgangerD wrote:

PS.

Anyone with Citi account actually get an update on their FICO score since April?

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Mine is still showing the score from 4/23

[Anonymous]

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@DoppelgangerD wrote:

Anyone with Citi account actually get an update on their FICO score since April?

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For me Citi has had an update every month for equifax fico score and the latest one just came in 05/28.

[DoppelgangerD]

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@Anonymous wrote:

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@DoppelgangerD wrote:

Anyone with Citi account actually get an update on their FICO score since April?

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For me Citi has had an update every month for equifax fico score and the latest one just came in 05/28.

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Yes but this month they were extra late. 5/28 is the date they supposedly got the report, but it didn't show up on profiles until just 2 days ago.

The timing for updates to this months score was identical between my account and my spouse's account.

It is what it is I guess. At least it finally got updated, and now my CRA and credit account scores are all finally where they should be.

[NoHardLimits]

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@DoppelgangerD wrote:

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@Anonymous wrote:

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@DoppelgangerD wrote:

Anyone with Citi account actually get an update on their FICO score since April?

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For me Citi has had an update every month for equifax fico score and the latest one just came in 05/28.

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Yes but this month they were extra late. 5/28 is the date they supposedly got the report, but it didn't show up on profiles until just 2 days ago.

The timing for updates to this months score was identical between my account and my spouse's account.

It is what it is I guess. At least it finally got updated, and now my CRA and credit account scores are all finally where they should be.

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I also experienced a delay with my Citi FICO8 Bankcard score update.  Both the date of the score and the date the update appeared in my online account were several days later than usual.

[FlaDude]

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@NoHardLimits wrote:

I also experienced a delay with my Citi FICO8 Bankcard score update.  Both the date of the score and the date the update appeared in my online account were several days later than usual.

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Same here. Last month showed 4/23, now 5/28. Looking over the last 6 month history, it has been anywhere from the 20th to the 26 of the month. In all cases It hasn't shown up in my account until at least a week after the score date.