Question:
Are there any aggregated listings of CLI data/intervals by company that tell us:
- Time required/intervals between initial and subsequent CLI requests? (e.g., 91/3 for initial, 6 months thereafter for NFCU?)
- From which CB they pull?
- SP vs HP?
- Any caps?
- etc?
Background:
I decided to be more proactive on my card management in terms of annual reviews, requesting rate reductions, and more timely CLIs, etc now that all of my derogatories dropped off, my scores are on the rise, and I am much more attractive to creditors than I was 7 years ago. 
Honestly, I made some requests here and there, but nothing structured in my credit pursuits.
I started a spreadsheet to track the basics and thought, I bet there's an aggregated list on myFICO of this information that I was stringing together piecemeal (I found a few threads at the issuer level for individual companies, really helpful...but thought perhaps someone already strung all these together like I am trying to do).
Here's my column headers so far...PLEASE let me know if there's a datapoint that I overlooked and should be tracking:
- Issuer (of course)
- Credit Limit
- Balance
- Utilization
- Statement Close (timing)
- Date of Account Birth
- Age of Account (help track AAoA down the road)
- Maximum Cards Issued (good to know!)
- Last CLI Request
- Last CLI Results
- Time Required Between CLI Requests
- Next CLI Request
- Credit Union Pull for CLI
- Confirmed SoftPull (SP)
I was thinking once a month over a cup of coffee, I update the basics and have reminders set for upcoming CLIs and be more deliberate in my credit-building journey. I have cards with Amazon/Syn, Discover, Capital One, and hopefully adding NFCU and a couple AmEx before I go back to sitting on what I have for 2-3 years...just want to be able to manage my requests without doing what I do now....just poke and hope when it feels like it's been awhile since my last request.
I hope this makes sense (was up until 4am'ish digesting the wealth of information in these forums, so still drinking coffee and the wheels are turning).
I simply tack columns at the end of mine with date of my last request, success, and intervals for each card.
I do not recall reading a definitive list on SP CLIs.
DW and I do exactly what @Brian_Earl_Spilner said. We've got an extra column added to our shared Google spreadsheet that tracks original limit, and another for increases. It works well to have all that info at a glance.
@babygirl1256 wrote:@Fletcher2 I've not seen a CLI tracker spreadsheet to manage requests but perhaps one of the experts that I follow can advise if there's such a document. I have seen individual threads with some of your line items but not consolidated in a spreadsheet format.
@Anonymous , @Brian_Earl_Spilner , @AllZero , @blindambition, @OmarGB9. Thanks all.
Sorry!, We were sunning and funning this weekend. I'm not aware of any already made trackers. I've created my own worksheet for accounts. Tracking all their info, including CLI schedules and increases.
Thanks, everyone! All the heavy-hitters are in here!
I, too, added a few columns to track this; what I meant, however, was whether or not there was an aggregate list of all CC issuers with these datapoints.
(e.g., NFCU, 91/3 initial, 6 months thereafter for CLI, pull TU8, HP app, SP SLI, etc)
I only have 5 cards now, so not a heavy lift...was just gameplanning and thinking there could be a list compiled with these kind of data for the gardeners among us. I'll set 'Alexa alerts' for the intervals, I guess.
@Fletcher2 wrote:Thanks, everyone! All the heavy-hitters are in here!
I, too, added a few columns to track this; what I meant, however, was whether or not there was an aggregate list of all CC issuers with these datapoints.
(e.g., NFCU, 91/3 initial, 6 months thereafter for CLI, pull TU8, HP app, SP SLI, etc)
I only have 5 cards now, so not a heavy lift...was just gameplanning and thinking there could be a list compiled with these kind of data for the gardeners among us. I'll set 'Alexa alerts' for the intervals, I guess.
There isn't. However, there are topics that are lender-specific surrounding CLI DPs, such as NFCU, for instance. AmEx has a mega-thread which discusses the 3x CLI DPs as well.
Given that each lenders' CLI policies can change from time to time (SP vs HP, frequency, etc.) - and that's not including YEMV scenarios; it would be virtually impossible to maintain a centralized list/thread encompassing 100's of lenders.