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Walmart Synchrony showed up on my Experian report as closed and they dinged my credit score 25 points. I've filed a dispute and I'll post the outcome here. My other reports are also showing the Synchrony account as closed, but with no impact on my score—as it should be.
I just noticed on my credit monitoring that it showed 2 closed accounts due to switching to Capitol one and took a 20 pt hit on my credit. I didn't close them, they switched so why do I have to take a hit on my credit. I've spent years on my credit and just got it to 805 then this.
I get alerts from most of the credit card company's when something has changed as well as Experian credit monitoring.