Authorized user without providing SSN?

[8bitmachinegun]

I've got a friend in a jam, and want to make her an authorized user on one of my cards (Amex or Navy Fed) and allocate a few hundred to her. The problem is that the forms all ask for her SSN, which she is understandably reluctant to give me.

Is there any way to set her up as an AU without the SSN. Or maybe give her a way to provide her SSN directly to Amex without me learning the actual number?

[Anonymous]

She wants access to your finances (where she conceivably could run up a bill and walk away with zero consequence to her own history), but won't provide SSN to get it? 

Short answer, it won't work. I can't say for Navy, but Amex requires it or the card either won't be issued or it will be canceled. Lenders require it so they can know that the AU isn't someone with a bad past with them. It's SSN or no card.

[Shooting-For-800]

Why not just get a prepaid Visa card?

[TGG_1976]

When I was planning to do this with an Amex, Amex would ship the card to the AU and he/she would have to activate it, using their ss. I would call Amex and see if this is still the process.

[Veronik2019]

You trust that person enough to add her to your credit card account but she doesn't trust you with her ssn? 👀 I think you gotta read between the lines.

[Fico82]

Abort mission. 

[Credit12Fico]

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@Veronik2019 wrote:

You trust that person enough to add her to your credit card account but she doesn't trust you with her ssn? 👀 I think you gotta read between the lines.

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This. That "friend" could run up a debt and skip town....and you'd be on the hook if no social security was given for identity verification purposes.

[Drwaz99]

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@Fico82 wrote:

Abort mission. 

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EJECT! EJECT! EJECT!

[gingerflower]

@Veronik2019 

+1 I agree with that statement!

[Anonymous]

I'll also add that you should be careful about adding an AU who doesn't share a name or an address with you. There have been people who lost accounts that way, out of suspicion that they were selling AU accounts. It's been awhile since I've heard about it but it has happened.