Azeo question.

[noonebutme]

At the end of the month all my credit cards will report balances paid off except one that reported a $12/$750 balance. But one card has a $60 credit that was applied, and another with a $7 credit.  Will this mess up the AZEO method? 

[AllZero]

How many open revolving accounts do you have?

[noonebutme]

6

[dragontears]

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@noonebutme wrote:

At the end of the month all my credit cards will report balances paid off except one that reported a $12/$750 balance. But one card has a $60 credit that was applied, and another with a $7 credit.  Will this mess up the AZEO method? 

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By credit do you mean that those cards will have a negative statement balance? If so they are reported as $0 to the CRA 

[noonebutme]

Thanks for that info. 

[AllZero]

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@noonebutme wrote:

6

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If it's FICO 8s you are concerned about, then EX8 should not be affected. TU8 and EQ8 may see some point loss.

https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/From-AZ-gt-AZEO-gt-100-w-balances-data/m...

[Anonymous]

No, credits do not mess up AZEO.