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My wife has got a collection account showing in her accounts . It is paid in full but shows 120 days past due
Should I have equifax re bucket it to collections? It would remove the late payments and raise here AAOA from 5 yrs 8 months to 6 yrs 4 months or should I leave it alone and let it be. DOFD Is from 2003 would it hurt being in collection? more than it is hurting her now
would it raise her fico any or would it take away? if I have it keyed derogatory