Happend to me with a charge to my Citi card last month - only that was over $2K (new bedroom set - shipped early)... if it only because of util then no long term loss.
Also missed getting target to report $0 this month for the same reason - charged meds the same day the statement cut.
I am hoping FICO2008 takes into account actually PIF the bill each month -- I think the merchants would like us to use them and not be afraid to because of hurting our scores.