Cap one preapprovals are pretty solid, but you will get 3 inquires. Do you have any other cards?
Yes I got an indigo card (gonna get rid of asap). A credit one card and a petal card. The credit one isn't that bad and has a higher cl but both it and indigo have 100 annual fees. So I'd really prefer to drop one for a lower annual fee and cash back.
Well I think would get the card and dump indigo, they never raise your initial 300 limit. I would then keep paying on time with those 3 cards and build some history. And not apply for any others for atleast 6-12 months.
Do you have any negatives?