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Big list of pre approvals from......

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Anonymous
Not applicable

Big list of pre approvals from......

I am looking for a big list of banks and department stores that offer pre approvals. Also look for regional banks that does this too. Look for personal loan list as well. Thank you!

Message 1 of 20
19 REPLIES 19
Anonymous
Not applicable

What credit bureaus do.....

What credit bureaus does Lowes, Capitol One, Citi, and Chase use? Thank you.

Message 2 of 20
donkort
Valued Contributor

Re: Big list of pre approvals from......

Many entities OFFER preapprovals-----it's whether you are able to get them for yourself which should be the question

 

I have had mixed success getting preapprovals. 

 

Just Google "Citibank preapprovals" or whatever.

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 3 of 20
GApeachy
Super Contributor

Re: What credit bureaus do.....

Here is a list that might help:

https://ficoforums.myfico.com/t5/General-Credit-Topics/The-quot-Which-Banks-Pull-Which-Report-For-Ap...

My Take Home Pay Don't Take Me Home
Message 4 of 20
Anonymous
Not applicable

Re: Big list of pre approvals from......

Yes, I can Google a list. I remember one time someone here made a list of them. I just can not find it. 

Message 5 of 20
Brian_Earl_Spilner
Credit Mentor

Re: Big list of pre approvals from......

That list isn't all inclusive. While people know that Ikea has a pre-approval page, many don't know Wayfair, Toyota, dell, etc. have pre-qualification pages. Best option is to find a card you want and Google for a pre-qual instead of fishing with dynamite and scooping up what floats to the surface.

    
Message 6 of 20
donkort
Valued Contributor

Re: Big list of pre approvals from......

Almost every entity I have encountered has a "preapproval page."

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 7 of 20
Anonymous
Not applicable

Re: Big list of pre approvals from......

I want one without doing a HP. Someone here made a list, I am sure of it.

Message 8 of 20
donkort
Valued Contributor

Re: Big list of pre approvals from......

You could apply for an Apple Card, and get an offer after a soft pull.   Like:   "$5,000 at 23.9% APR."

 

If you accept the offer, though, it's a hard pull.

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 9 of 20
GApeachy
Super Contributor

Re: Big list of pre approvals from......

I posted a link to your other thread that gives a list of which bank pulls what cr.  There is mention of some banks like BB&T that do an EQ sp.

Is this what you're looking for?https://ficoforums.myfico.com/t5/General-Credit-Topics/The-quot-Which-Banks-Pull-Which-Report-For-Ap...

If not, DOC has a list of prequal/preapprovals here:

https://www.doctorofcredit.com/view-personalized-credit-card-offers/

 

 

My Take Home Pay Don't Take Me Home
Message 10 of 20
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