Blispay 2021 (Update 9/20/21 - Accounts Closed)

[longtimelurker]

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@Adkins wrote:

And my Blispay account dropped off EX last month. Anyone else lose their history also?

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I guess "reports for 10 years after closure" mantra relies on an institution actually existing to do the monthly updates.  

[Adkins]

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@longtimelurker wrote:

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@Adkins wrote:

And my Blispay account dropped off EX last month. Anyone else lose their history also?

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I guess "reports for 10 years after closure" mantra relies on an institution actually existing to do the monthly updates.  

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That's my guess also. 

[JR_TX]

I never even noticed mine dropping off EX until now that I've read about it.
To think I was scrambling last couple of years to close it before the "Closed by Credit Grantor" thing! Lol

[joltdude]

Been reading about Cardless and how its also using the ex-frys bank (FEB).. Kinda think its the original folks from Blispay wanting to start fresh after selling off Blispay to Commenty.... with a different product that might work.. the online account access....appears to have some similarities in concept to the blispay card.  The more i see of it, the more i see some similarities, or just deja-vu...

-J

[UncleB]

For what it's worth, the account has gone <poof!> from my Experian report as well... very curious! 🤔

In my case my average age of accounts is roughly the same as the age of the old Blispay account so it's presence/absence is mostly neutral, but this is definitely an example of how old accounts may report for up to 10 years, but they definitely don't have to!

[UncleB]

Quick note... since the chatter on the card itself is over and we're now chatting about how the old account is reporting, I've moved the thread to General Credit.

--UB