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CLI Hard/Soft pull

Faithoverfear20
New Member

Re: CLI Hard/Soft pull

@GApeachy 

Thanks for the reply! I don't have a credit monitoring service, There are so many, I don't know which one to use.  I think I read that during covid, some are free, not sure though.  Can you recommend a few?

Message 11 of 24
AllZero
Super Contributor

Re: CLI Hard/Soft pull


@Faithoverfear20 wrote:

@GApeachy 

Thanks for the reply! I don't have a credit monitoring service, There are so many, I don't know which one to use.  I think I read that during covid, some are free, not sure though.  Can you recommend a few?


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Free credit reports (disregard the VantageScore 3.0 score) at:
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Message 12 of 24
GApeachy
Super Contributor

Re: CLI Hard/Soft pull

Btw, congrats (forgot sorry) and BoA doesn't do hp's for cli's anymore.  Comenity usually doesn't either and if they need to pull (hp) your report I do believe the verbiage is there. Smiley Wink

Soooooo, what kind of cli's did you get out of them? small, medium, large, or supersized? Smiley Very Happy

"My Take Home Pay Don't Take Me Home"
Message 13 of 24
Faithoverfear20
New Member

Re: CLI Hard/Soft pull

@AllZero 

Thank for the info, I really appreciate it!

Message 14 of 24
AllZero
Super Contributor

Re: CLI Hard/Soft pull


@Faithoverfear20 wrote:

@pinkandgrey 

Sorry for specifying which CC's they were, I'm rather new to posting.

 

They were 2 Commenity bank CC's - JCREW and WILLIAMS SONOMA and 1 BANK AMERICA VISA.  Its been 4 days.


Bank of America has converted to SP Soft Pull CLI Credit Limit Increase. YEMV Your Experience May Vary.

Message 15 of 24
AllZero
Super Contributor

Re: CLI Hard/Soft pull


@Faithoverfear20 wrote:

@AllZero 

Thank for the info, I really appreciate it!


You are welcome.

Message 16 of 24
Faithoverfear20
New Member

Re: CLI Hard/Soft pull

@GApeachy 

 

I did not know this, thanks for the info.  JCREW went form $750 to $3,500, Williams Sonoma went from $1,000 to $5,200 And BofA went from $3,500 to $9,600

Message 17 of 24
AllZero
Super Contributor

Re: CLI Hard/Soft pull


@Wavester64 wrote:

@AllZero wrote:

@Faithoverfear20 wrote:

I requested a CLI and received it, how long until I know if it was a hard or soft pull?


@Faithoverfear20. Insufficient data provided to answer properly to your specific question.


For the Trekkies "Insufficient Data is not sufficient Mr. Spock, I expect you to have sufficient data all the time!"  Smiley Very Happy


Data star trek Memes

Message 18 of 24
Faithoverfear20
New Member

Re: CLI Hard/Soft pull

@GApeachy 

 

I forgot to mention, I dont have great credit with 651 last month and a few small collections from 5 years ago but paying.  I pay my CC"S in full monthly.  I have had these cards about 2 years

Message 19 of 24
GApeachy
Super Contributor

Re: CLI Hard/Soft pull


@Faithoverfear20 wrote:

@GApeachy 

 

I did not know this, thanks for the info.  JCREW went form $750 to $3,500, Williams Sonoma went from $1,000 to $5,200 And BofA went from $3,500 to $9,600


Oooooo, you got the Full Meal Deal, that's a some sweet $$$$ hauling.

"My Take Home Pay Don't Take Me Home"
Message 20 of 24
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