CREDIT REPORT

[ALLMYKIDS04]

On my EX credit report all the accts were closed for charge off, but on my EQ report the accts were open and with TU all are reported to CA's.  Can someone give me some information on this. I can't wait for 7 yrs until it get deleted off of my CR if there is a solution to get it off within 6mo to 1 yr or sooner.  By the way can a CA make a inquiry on your credit report? Somebody Anybody can you please help me?

[Anonymous]

If they are paid, try sending them a GW( goodwill letter)

If they are not paid, try sending a PFD ( pay for delete) letter

If they are not yours, or you doubt what is showing up, send them a DV ( debt validation) letter

Jsut do a search for whichevr you need in the forums, and ALL the information you need will be there! It takes hard work, and a lot to do.. but stick with it... some do get deleted if you stick to it!

[ALLMYKIDS04]

NO THE DEBTS WASN'T NEVER PAID ON SO I AM ASSUMING I HAVE TO DO A PFD.  ONCE I DO A PFD TO THE CA's

[ALLMYKIDS04]

ONCE I DO A PFD AND IF THEY DON'T DELETE IT FROM MY CR THEN WHAT I HAVE TO DO NEXT.  SOMEBODY ANYBODY PLEASE HELP ME