I have a Juniper and a Barclay Bank inquiry on my Credit reports from 01/07 (due to come off 01-09) through deceptive means.
I was in an airport coming home and a lady had a stand in front of one of the airlines ticket taker person's desk, where you board the airplanes...with stuff animals. I was walking slowly and she asked if I wanted a bear. Make a long story short..I was signing up for something. Can't remember now...but I distinctly remember telling her not to run my credit report and I don't want a credit card because I have bad credit and that would only make it worse. She assured me that she wouldn't and it wasn't about a credit card. Well, she lied to me. I remember coming home and a few weeks later getting a denial letter from some credit card company. I didn't think a whole lot of it at the time because I didn't fully realize the importance of all of this credit stuff. Now I am furious, but I know it was my fault for giving my social sec. number to her. I know, I know...very stupid. However, she went ahead and ran a credit report by lying to me and then basically signing me up for a credit card without my permission or knowledge.
Is there any recourse I can take since it is so long ago? A GW letter or a non PP letter or something? Or is this a live and learn type of deal? Juniper or Barclay Bank was no where to be seen on her computer screen that I was looking at.
This is the only thing I can think of about that time.