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I have fraud alerts on all 3 reports. I tried to request a limit on one of my cards issued by Commenity. It wouldn't work, thinking it was a computer glitch, I called them and they couldn't either, after speakin with a supervisor, they said:
We cannot process a credit line increase if you have a fraud alert.
All I can find online is that it says if you have a FA , creditors have to verify you before doing anything, but I can't find anything about not being able to get a CLI due to a FA.
@FixMyCredit1992 wrote:I have fraud alerts on all 3 reports. I tried to request a limit on one of my cards issued by Commenity. It wouldn't work, thinking it was a computer glitch, I called them and they couldn't either, after speakin with a supervisor, they said:
We cannot process a credit line increase if you have a fraud alert.
All I can find online is that it says if you have a FA , creditors have to verify you before doing anything, but I can't find anything about not being able to get a CLI due to a FA.
Fairly certain a fraud alert is a superset of a report freeze, while it may be intrinsic to Commenity I'm not terribly surprised especially if it were a HP to do a CLI as I don't know their policies.
Commenity soft pulls for CLI's.