Can they do this......

[sunrise]

I rented a car through Hertz the other day......and, they pulled a HARD inq. on me  I ONLY gave them my drivers license and my debit card....NO SS#!!!   I also did not authorize them to pull credit!!  How did/can they do this???

I was referred to them from the Toyota dealership, while my Sequoia was being serviced for the day...usually Toyota gives me a loaner, but they didn't have any left that day...I was even driven over to Hertz by a Toyota employee and given the Toyota dealership discount!!!

WTH!!!!

My scores dropped a point on each CRA, which isn't a biggie...BUT, I will probably be nailed on my next valid inq.

What can I do about this.....I wanted to check w/ you all before I go commit a felony at the local Hertz office!!(just kidding, but in case you can't tell I, am sooo pis**d

[Anonymous]

DEBIT CARD-

That explains it- not right, but explains it.

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sunrise wrote:

I rented a car through Hertz the other day......and, they pulled a HARD inq. on me  I ONLY gave them my drivers license and my debit card....NO SS#!!!   I also did not authorize them to pull credit!!  How did/can they do this???

I was referred to them from the Toyota dealership, while my Sequoia was being serviced for the day...usually Toyota gives me a loaner, but they didn't have any left that day...I was even driven over to Hertz by a Toyota employee and given the Toyota dealership discount!!!

WTH!!!!

My scores dropped a point on each CRA, which isn't a biggie...BUT, I will probably be nailed on my next valid inq.

What can I do about this.....I wanted to check w/ you all before I go commit a felony at the local Hertz office!!(just kidding, but in case you can't tell I, am sooo pis**d

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[sunrise]

So, they can do this because I used my debit card?  I am trying not to use cc's, (currently paying down util)  so I have only been using my debit. 

Using a debit card authorizes anyone to check your credit via info linked to your debit?  I will shut the **bleep** thing down and only use cash if this is true!!

Any other suggestions on how to deal w/ Hertz?  I want it OFF my cr's!

[Anonymous]

From Dollar's rental agreement - check yours.

"Debit Card usage: It is Dollar Rent A Car's policy to perform a credit inquiry on customers who present a debit card as payment at the time of rental. Dollar has contracted with Equifax Credit Information Services, Inc. to perform a CARcredit99Score. This type of inquiry is a credit evaluation service for the automobile financing and leasing industries. The credit inquiry is posted on the customer's credit report and may have an effect on the customer's credit evaluation. In the event that a customer's credit score does not meet the minimum required by Dollar Rent A Car, the customer will not be allowed to rent or provide another form of payment. Dollar's debit card policy complies with all applicable federal and state laws."

[Anonymous]

When renting a car - I would always use a credit card - even if paying cash on return.

[sunrise]

UGGGHHHH!!!!

Their rental agreement was like 18 friggin' pages, didn't read the fine print I guess!  Was in a hurry to get to work!

Hey, at least they think I'm credit worthy enough to rent to!!  Guess they could have denied me. But, I still hate 'em

I will at least place a call to them and vent...can I maybe get them to take the inq. off?

[BBYGRL]

This is good to know. I usually use my debit as well. I did not realize that they do credit checks.