Hi everyone,
I'm wondering if anyone else has experienced this problem. I am in the process of trying to clean up my credit reports and raise my scores. I've disputed and have successfully had several negative items removed from both my Transunion and Experian reports with no issues whatsoever and have raised both of those scores a good bit. However, the problem is with Equifax. I absolutely for the life of me cannot access my credit report on the Equifax web site. I can view my Equifax report via Credit Karma, but in order to file disputes, you need to actually do it from the Equifax web site. I have successfully answered all of their security questions dozens of times, but it keeps telling me the online delivery is unavailable. I think I also had this problem last year when I tried to access it, but I eventually gave up. However, after having great success removing negative items and raising my scores with the other 2 bureaus, I'm 100% motivated and determined to do the same with Equifax. I did go through the free annual credit report web site and I did mail in a copy of my ID and request form to have my Equifax report mailed to me, but I really want to be able to access it online and file the disputes that I need to file. Has anybody else had this issue with Equifax? If so, how did you finally resolve it? I'm wondering if this has anything to do with the Equifax data breach a while back. Either way, I'm really starting to pull my hair out over this. Any advice/tips on how to fix this issue before it makes me completley insane would be greatly appreciated!
