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Capital One CreditWise moving from Vantage Score to FICO

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1LoneBeacon
Established Member

Capital One CreditWise moving from Vantage Score to FICO

Just received an email from CapitalOne stating that in a few weeks they will moving from Vantage Score TU to FICO 8 TU.

Super excited to finally have free access to a FICO from all 3 CRAs.

Message 1 of 4
3 REPLIES 3
Seatac
Regular Contributor

Re: Capital One CreditWise moving from Vantage Score to FICO

Got same email. Made a post.  I don't get sending an email to warn people another email is coming at some unknown future date..DERP 

Message 2 of 4
NoHardLimits
Valued Contributor

Re: Capital One CreditWise moving from Vantage Score to FICO

There is a long thread already in progress here:

https://ficoforums.myfico.com/t5/General-Credit-Topics/Cap1-CreditWise-VS-to-Fico-Change-Notice/td-p... 

August 2026 Scorecard: Clean, Thick, Mature, New Revolver
FICO8:
FICO9:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 11 yrs | AoORA: 39 yrs | AoYRA: less than 1 yr | New Revolving Accounts: 1/6, 1/12, 3/24 | Revolving Util: 1% | Open loans: 1
Message 3 of 4
Tdatb64
Frequent Contributor

Re: Capital One CreditWise moving from Vantage Score to FICO

Mine already switched over about a month ago.

Message 4 of 4
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