ChexSystems...

[DigitalArk]

If I closed my bank accounts, say DCU checking n savings, in goodstanding to keep it simple and consolidate my financial activity, would I get a negative entry on my ChexSystems report?

[09Lexie]

****Req move to Gen Credit***

[myjourney]

Should be no negative if you don't owe them any money and close 

I saw your thread yesterday I think it was did you app CSP and get approved?

[DigitalArk]

No, I did not. Especially after NFCU only gave me $1000 CL on my last app with them, because of my recent new accounts and inquires. So far my other cards are all over $5000 CL. I want to apply for CSP next year or even later.

[09Lexie]

Really? I was confused too because I could have sworn I saw it in your siggy. Thanks for clearing it up!

[myjourney]

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@DigitalArk wrote:
No, I did not. Especially after NFCU only gave me $1000 CL on my last app with them, because of my recent new accounts and inquires. So far my other cards are all over $5000 CL. I want to apply for CSP next year or even later.

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Oh ok 

Any CLI is good so congarts 

Just head on over to the garden and CSP will be yours no doubt 

[DigitalArk]

@09Lexie

Yeah, I was just messing around. I wanted to see if anyone would notice. I have too much time on my hands, so my wife says.

@myjourney

Thank you. I will stay in the garden and make myself comfortable.

[09Lexie]

Yea, we noticed. I think enharu asked about it too

[enharu]

Haha yea I did!

@digital, there won't be any negative notations. Based on my understanding, notations are only made when the checking/savings account go into overdraft, default with negative balances, and bounced checks / payments.