Chexsystems score

[TrapLine]

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@Thomas_Thumb wrote:

You sure your score wasn't 9999. That's the default value for the 45 percent of the population deemed unscoreable.

Actually the scoring bracket assigned to the OP has a higher good/bad ratio than the unscorable bracket. However, since Chex was developed to detect/flag questionable behavior, I prefer not having any reported scoreable activity.

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In reviewing your comment, I believe my statement should have read "9999" as I was considered unscoreable?!

[John-J-Schmidt]

Pulled score today and then opted out of the data sharing and placed a freeze.

682

Reason Code Description
1.GD INSUFFICIENT DDA INQUIRY ACTIVITY SAME FI