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Citi Credit Line Increase?

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Anonymous
Not applicable

Citi Credit Line Increase?

Is there a period of time I should wait to ask for a cli on a newer card?  3mos 6mos 1yr?
Message 1 of 14
13 REPLIES 13
Tuscani
Moderator Emeritus

Re: Citi Credit Line Increase?

Define newer.
 
You can get CLI on activation, and then every 6 months after.
Message 2 of 14
Anonymous
Not applicable

Re: Citi Credit Line Increase?

card was approved in 3/07
Message 3 of 14
Tuscani
Moderator Emeritus

Re: Citi Credit Line Increase?

I am guessing you will have to wait.. did you hit the CLI button? Just don't fill out the form or it will cost you an inq.
Message 4 of 14
Anonymous
Not applicable

Re: Citi Credit Line Increase?

yes there is...luv button...but fear and air keeps me from pressing. Smiley Surprised
Message 5 of 14
Tuscani
Moderator Emeritus

Re: Citi Credit Line Increase?

Just try.. if you get the form you know you have to wait.
Message 6 of 14
Anonymous
Not applicable

Re: Citi Credit Line Increase?

okay!
Message 7 of 14
Anonymous
Not applicable

Re: Citi Credit Line Increase?

I was wondering this as well. I got approved for it last July as my first non-secured CC. I was happy with the limit of $1,200 I got. Come April, I applied for an increase and got $2,200.
 
3 days ago I figured I'd give it another try. I clicked on the link for increase and it said something like "Congratulations we can give you another $1000 ($3,200). Your credit was not pulled, would you like to accept?" So I took it. I clicked the link again because I was curious and then it made me fill out all the info such as annual income, blah blah blah. So I didn't go through with that. Definitely wasn't 6 months apart when I got two increases though.
 
Click credit line increase from time to time to see if they will offer you an increase without even pulling your credit!
Message 8 of 14
Anonymous
Not applicable

Re: Citi Credit Line Increase?

I also got a citi card (in the mail yesterday), should I apply for a credit increase? Will they pull my credit? How do I know if they pull my credit or not?
Message 9 of 14
smallfry
Senior Contributor

Re: Citi Credit Line Increase?



@Anonymous wrote:
I also got a citi card (in the mail yesterday), should I apply for a credit increase? Will they pull my credit? How do I know if they pull my credit or not?


You can try. They told me not enough history. YMMV. They also sent me a letter apologizing for not being able to increase the line.
Message 10 of 14
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