No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hey guys whats your guys lit on this card ? Also wheb do they normally refresh tour fico? I cant get a limit increase because its using a score all the way from june 22..
DW has a $15k limit on her Simplicity.... she's had it about eight years tho.
Her most recent Fico score is also from June... it'll update when it does.
I find Citi to be slow to update FICO scores. However, I just checked and my EQ BankcardF8 just updated...however, it's actually backdated to July 28 though just showed up today
@cashorcharge wrote:I find Citi to be slow to update FICO scores. However, I just checked and my EQ BankcardF8 just updated...however, it's actually backdated to July 28 though just showed up today
Where would I find the score provided by Citi? I just opened a card with them last month so I'm guessing it's too soon, maybe?
@Mr_Mojo_Risin wrote:
@cashorcharge wrote:I find Citi to be slow to update FICO scores. However, I just checked and my EQ BankcardF8 just updated...however, it's actually backdated to July 28 though just showed up today
Where would I find the score provided by Citi? I just opened a card with them last month so I'm guessing it's too soon, maybe?
There's 2 ways...
On the main page when you're logged in, directly below your card you'll have some links such as "Lock Card" "Rate" "Virtual Account Number" and I have an option there for "Fico Score"
The second...and may need to be done first is...along the top, go to Rewards & Benefits and then click Card Benefits. The option for FICO score is along the side with several other options. Once you click FICO, you'll need to click "YES, Please show me"
You may need to do that first and then it will update and going forward, should be accessible to view from either place at fairly regular intervals. They will provide you an EQ Bankcard F8
I opened mine exactly 2 years ago. I ask for a CLI every 6 months although I think the first one was at about 4 months. It's gone from $6,900 to $15,900. I use it for balance transfers but always pay them down at about $150 per month.
The only time I asked for a CLI while showing a zero balance was the most recent one. My point is Citi gave me CLIs while I was paying off a BT. I've always kept my utilization on this card below 29%. No idea if any of this matters to Citi but I figured I'd add DPs.
@cashorcharge wrote:
@Mr_Mojo_Risin wrote:
@cashorcharge wrote:I find Citi to be slow to update FICO scores. However, I just checked and my EQ BankcardF8 just updated...however, it's actually backdated to July 28 though just showed up today
Where would I find the score provided by Citi? I just opened a card with them last month so I'm guessing it's too soon, maybe?
There's 2 ways...
On the main page when you're logged in, directly below your card you'll have some links such as "Lock Card" "Rate" "Virtual Account Number" and I have an option there for "Fico Score"
The second...and may need to be done first is...along the top, go to Rewards & Benefits and then click Card Benefits. The option for FICO score is along the side with several other options. Once you click FICO, you'll need to click "YES, Please show me"
You may need to do that first and then it will update and going forward, should be accessible to view from either place at fairly regular intervals. They will provide you an EQ Bankcard F8
Thank you for the detailed response!
I'm gonna head over there now and check it out.
Thanks again!
@Anonymous as mentioned above, Citi has updated Equifax Bankcard scores as of late July now.
DW is at 804!!!!
Thank you all!!