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Collection Account Not Showing

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Fraction
Valued Member

Collection Account Not Showing

Hey all,

 

On my 3B credit report, I show a collection account from 2013 reporting as "Paid" on EQ and "Payment after charge off/collection" on TU. However, when I go to dispute the collection (as I paid the OC), there is nothing to dispute on EQ or TU. Anyone seen anything like this in the past? Thanks for your help.

Starting Scores: EQ - 624/TU - 627/EX - 645 (2/10/17)
Current Scores: EQ - 723/TU - 728/EX - 736 (5/8/18)
Goal Scores: 725 on all
Message 1 of 5
4 REPLIES 4
Fraction
Valued Member

Re: Collection Account Not Showing

Bumping this.

 

Can anyone tell me why I would see the collection on my 3MB reports, but not on my EQ and TU when I go to dispute?

Starting Scores: EQ - 624/TU - 627/EX - 645 (2/10/17)
Current Scores: EQ - 723/TU - 728/EX - 736 (5/8/18)
Goal Scores: 725 on all
Message 2 of 5
Anonymous
Not applicable

Re: Collection Account Not Showing

Not every body reports to all 3.  Many small merchants and collection firms report to just one. That is what appears to have  hapened in your case. 

Message 3 of 5
Fraction
Valued Member

Re: Collection Account Not Showing

Hey Backwoods, 

 

Thanks for the response. What I'm saying though is that on my 3MB, it is reporting on EQ and TU. However, when I go to dispute the collection, I am not given the option to dispute on EQ or TU. I find it odd that it shows here (and on CK), but does not show when I open a dispute.

Starting Scores: EQ - 624/TU - 627/EX - 645 (2/10/17)
Current Scores: EQ - 723/TU - 728/EX - 736 (5/8/18)
Goal Scores: 725 on all
Message 4 of 5
Anonymous
Not applicable

Re: Collection Account Not Showing

You can always snail mail disputes in. I just did one. I wrote letter and included that one  page of the credit report.  They take anywhere from 10 days to 30 days to reply. 

Message 5 of 5
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