Collection Removed, but score did not change

[Anonymous]

I recently had a collection removed from my credit report(s) that was placed on in June.  When it posted, my score dropped 53 pts from 686 to 653.  I contacted them, paid the account in full, and they agreed to 'delete' it from my credit report(s).  Well I expected my score to increase some when it was removed.  Not necessarily the 53 pts that it dropped, but at least half of that, but it didn't change at all.  I don't understand this.  Does anyone know the explanation of this???  Thanks for any help!!

[Anonymous]

That is terrible... New collection, right? From June of this year? That just doesn't make any sense.

[Anonymous]

Oops!  I meant to write from 686 to 633.  Just the same, yes, from June of this year.  And correct, my score did not increase by 1 point when it was removed.

[Anonymous]

Have you tried calling the CRA to ask why??? Me thinks it might be a shot in the dark, but I'd be screaming from the roof tops "I want my points back"!!!!

[fused]

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a244llb wrote:

I recently had a collection removed from my credit report(s) that was placed on in June.  When it posted, my score dropped 53 pts from 686 to 653.  I contacted them, paid the account in full, and they agreed to 'delete' it from my credit report(s).  Well I expected my score to increase some when it was removed.  Not necessarily the 53 pts that it dropped, but at least half of that, but it didn't change at all.  I don't understand this.  Does anyone know the explanation of this???  Thanks for any help!!

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Are you certain nothing else changed on your report. Higher CC util, etc?

[Anonymous]

The only thing that has changed is that I've paid off 2 small store cards to 0 balances, and paid down one major cc from $454 to $95, but that is it.