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Comenity Extended Fraud Alert + HPs

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rostrow416
Established Contributor

Comenity Extended Fraud Alert + HPs

Had fraud alerts on my credit reports, it seems that Comenity won't process CLI requests when you do.  They hard pulled Experian on me 2x when I requested with the Luv button (Overstock & Wayfair - in May) and denied because of the fraud alerts.  I've since removed the fraud alerts and contacted Comenity to get those HPs removed.  Yesterday the lady told me that they would escalate it since another team needs to look it over.

Today, I get another HP on Experian from Comenity for no reason.  Beyond frustrating, I'm going to write in to dispute all these HPs now, just needed to rant.

AMEX Gold | Purdue FCU $20,000 | FNBO Evergreen $15,000 | TFCU Plat Visa $15,000 | PenFed Platinum Rewards $15,000 | PenFed Pathfinder $15,000 | Citizen's Bank Cash Back+ $15,000 | Synchrony Premier MC $10,000 | SG Visa $10,000 | NFCU MoreRewards $7,000 | NFCU cashRewards $17,000 | Discover IT $6,000 | Capital One BuyPower $950 | AMEX BCP $5,000 | AMEX Amazon Prime Business $3,000

B&H Payboo Card $15,000 | Amazon Prime Card $10,000 | PC Richard Card $15,000 | Target RedCard $2,000 | Walmart Store Card $1,400 | Shell Gas Card $1,200 | Overstock Store Card $7,000 | Kohl's Store Card $3,000


Spring Cleaning:
C̶a̶p̶i̶t̶a̶l̶ ̶O̶n̶e̶ ̶Q̶u̶i̶c̶k̶S̶i̶l̶v̶e̶r̶ ̶$̶1̶,̶0̶0̶0̶ | C̶r̶e̶d̶i̶t̶ ̶O̶n̶e̶ ̶V̶i̶s̶a̶ ̶$̶1̶,̶2̶0̶0̶ | M̶e̶r̶r̶i̶c̶k̶ ̶B̶a̶n̶k̶ ̶$̶2̶,̶7̶0̶0̶ | M̶a̶r̶v̶e̶l̶ ̶M̶a̶s̶t̶e̶r̶c̶a̶r̶d̶ ̶$̶1̶,̶̶2̶0̶0̶ | C̶o̶m̶e̶n̶i̶t̶y̶ ̶M̶a̶s̶t̶e̶r̶C̶a̶r̶d̶ ̶$̶1̶,̶1̶8̶0̶
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2 REPLIES 2
TattnallTrio
Frequent Contributor

Re: Comenity Extended Fraud Alert + HPs

It doesn't surprise me. Comenity has some of the dumbest people working there that I've ever talked to. 

Message 2 of 3
Anonymous
Not applicable

Re: Comenity Extended Fraud Alert + HPs

Writing them is the right thing to do. I read in a couple of post that is how people got the HP off. 

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