Corelogic

[joeyv1985]

All,

Does anyone have a good grasp of what this company does? Based on my limited knowledge, they seem to be a "Data Mining and Analytical" company which in turn shares the information to the likes of banks and other financial institutions. The reason why I ask is I pulled a Transunion report on Annualcreditreport.com and they look like they've been digging for information for the past 7 years or so. Thank you in advance for your input. Cheers.

[rbentley]

https://wallethub.com/answers/cs/what-is-corelogic-2140706410/

[joeyv1985]

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@rbentley wrote:

https://wallethub.com/answers/cs/what-is-corelogic-2140706410/

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Thanks @rbentley. Come to think of it, I do recall them doing an HP when I got my mortgage at Wells Fargo. 

[AndySoCal]

CoreLogic is not a lender. Lenders pull credit and other types of reports.  Most  if not all of that information is taken from credit data returned by whichever credit bureau(s) were pulled.

[M_Smart007]

Unfortunately, Data mining and the sale of data, has become a thing. (or should I say larger thing)

It probably is not going to get any better. I can't even Imagine what Google has on us.

[Credit4Growth]

I can understand what an Alternative Credit Inquiry may entail but could someone explain what a Cash Advance Inquiry covers (what market products or lenders, for example)?

[AndySoCal]

My definition of a cash advance inquirry would be like a payday loan, auto title loan etc. Alternative credit an example could be if you renting an apartment etc that does not report to the credit bureau.

[joeyv1985]

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@AndySoCal wrote:

My definition of a cash advance inquirry would be like a payday loan, auto title loan etc. Alternative credit an example could be if you renting an apartment etc that does not report to the credit bureau.

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I can't think of any Alternative credit that I applied for in the past 7 years. I refinanced my car loan last year and there were 2 Credit Union HP's and a Wells Fargo HP, that's all I can think of. I did open 2 credit cards earlier this year(2 Citi 1 Chase), but that's about it. It could have been an inquiry from Progessive Insurance for my home insurance.