No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
i have about 55,000 available credit with 19 dollars reporting should i let more report for a better fico score?
Zero credit card utilization should i let one percent report?
You'd have to do some testing to verify what is optimal for you.
thanks
maybe i will let my psecu visa report a bigger balance this month and see what happens.
@cheon1 wrote:i have about 55,000 available credit with 19 dollars reporting should i let more report for a better fico score?
Zero credit card utilization should i let one percent report?
From what I've read most scores are optimimized when more than 1% and less than 9% UTL is reporting. One of the "positive" factors on my FICO scores has been listed as "You are making good use of your credit cards". This can only be the case if something is getting reported each month.
Deff play around with it and see what works best for you.