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Credit Monitoring Service Recommendation

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Countingpennies
Established Contributor

Re: Credit Monitoring Service Recommendation

EIDT/MPM:

Eliminate I D Theft / My Privacy Matters

Message 11 of 21
Anonymous
Not applicable

Re: Credit Monitoring Service Recommendation

The other site is what it means

Message 12 of 21
Anonymous
Not applicable

Re: Credit Monitoring Service Recommendation


@Countingpennies wrote:

I've been using EIDT/MPM. $12.95/mo. I'm happy with it. Tri-merge once a day, 3 fakos once a day (they're close enough for me,) and change alerts throughout the day.


Countingpennies, does this service also show soft inquires?

Message 13 of 21
Anonymous
Not applicable

Re: Credit Monitoring Service Recommendation

The only one that I know that shows soft inquiries is equifax complete

Message 14 of 21
Anonymous
Not applicable

Re: Credit Monitoring Service Recommendation

nice!!  I learn something new everyday. Smiley Happy

Message 15 of 21
Nocturnal
Contributor

Re: Credit Monitoring Service Recommendation

I just signed up for the USAA Credit Monitoring Premium and it monitors all three CB, gives you all three FAKO scores.  AFAIK there are no credit monitoring services that will give you your soft pulls at all.  I asked in the other sub forum and they said to use the annualcreditreport.com to get the soft pulls.

 

But the USAA CM works fine, does what I need it to do.  I was using just Experian's Experian Direct prior which was only giving me the Experian report.  I now pay about $5.00 more and get all three and can pull every 24 hours.

TU FICO 2/14: 701
Message 16 of 21
Countingpennies
Established Contributor

Re: Credit Monitoring Service Recommendation


@Anonymous wrote:

@Countingpennies wrote:

I've been using EIDT/MPM. $12.95/mo. I'm happy with it. Tri-merge once a day, 3 fakos once a day (they're close enough for me,) and change alerts throughout the day.


Countingpennies, does this service also show soft inquires?


It doesn't show the softs on the CR, but in the alerts section. There isn't a list of ALL softs, but if you only care about seeing new ones added, this works.

Message 17 of 21
Anonymous
Not applicable

Re: Credit Monitoring Service Recommendation

I use USAA CM and I click on dispute information which takes you to the experian site, plug in your info and youll see your full CR and it will show you your soft and hard pulls as well. 

Message 18 of 21
yomellamoFICO2013
Regular Contributor

Re: Credit Monitoring Service Recommendation


@Anonymous wrote:

I use USAA CM and I click on dispute information which takes you to the experian site, plug in your info and youll see your full CR and it will show you your soft and hard pulls as well. 


I found that interesting. I thought It was a mistake or the website's malfunctioned, but now I can confirm you can generate your EX report by clicking dispute on the USAA credit monitoring.



CURRENT TLS:

AMAZON $2K/ WALMART $2K /DCU $3K DELTA AMEX $1K
DISCOVER $1.2K/ PAYPALEXT $2K /COSTCOTU $1.2K

UPDATED 8/1
EQ
8/1/13 EQ 694 - (myfico) -
7/26/13 EQ 694 - (DCU)
9/10 EQ 701 - (myfico)

EX
9/8 - EX 707 (usaa/EX)

TU
6/18 TU 690 (myfico)
7/2 TU 694 (Walmart)
8/8 TU 676 (Walmart)
9/6 TU 676 (Walmart)
Message 19 of 21
bk510
Valued Contributor

Re: Credit Monitoring Service Recommendation

hey, how can I cancel EIDT account?

subscribed to EIDT on 3/27/13 for 10.95 a month, using my cap1 secured card.

a week later, went to EIDT website and lsigned in and I updated my billing method to american express.

since then i just assumed everything is fine until there was a charge of a dollar on 4/11/13 from them to my cap1 secured card.

y r they trying to touch my money before its due?

this is obviously making me nervious( sorry for my english)

what gives? r they try to scam me?

i called the office and nobodys there execpt answering machine...

i think this is a bogus company.....

so i need and want to cancel this service and mayb go with somebody else...

so how do i cancel the account? just call tomrrow and hopefully they will answer my call?

 

 

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Message 20 of 21
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