ALEXREDD wrote:
If the true average FICO was revealed to be closer to subprime (and more $ for lenders) then the goverment may be tempted to step in. So until these estimates are audited in some way, I think they're worthless. I really think the average FICO is closer to subprime than it is to 700.
If it were closer to 700, then the OCs would lean on the Big Three to show some stats that Vantage produces more subprimes than FICO.
